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→Riverine Flooding
==Riverine Flooding==
==Riverine Flooding==
[[File:2022-01-18-severe-weather-2021-21-billion-damage-image2.jpeg|thumb|750px|The above chart shows insurable losses each year caused by natural disasters, the most costly of these being flooding, as reported by the Insurance Bureau of Canada in 2022. ''“In today's world of extreme weather events, the new normal for yearly insured catastrophic losses in Canada has become $2 billion, most of it due to water-related damage. Compare this to the period between 1983 and 2008, when Canadian insurers averaged only $422 million a year in severe weather-related losses."'' (IBC, 2022).<ref>Insurance Bureau of Canada (IBC). 2022. Severe Weather in 2021 Caused $2.1 Billion in Insured Damage." News & Insights. Accessed: https://www.ibc.ca/news-insights/news/severe-weather-in-2021-caused-2-1-billion-in-insured-damage</ref>.]]
[[File:2022-01-18-severe-weather-2021-21-billion-damage-image2.jpeg|thumb|500px|The above chart shows insurable losses each year caused by natural disasters, the most costly of these being flooding, as reported by the Insurance Bureau of Canada in 2022. ''“In today's world of extreme weather events, the new normal for yearly insured catastrophic losses in Canada has become $2 billion, most of it due to water-related damage. Compare this to the period between 1983 and 2008, when Canadian insurers averaged only $422 million a year in severe weather-related losses."'' (IBC, 2022).<ref>Insurance Bureau of Canada (IBC). 2022. Severe Weather in 2021 Caused $2.1 Billion in Insured Damage." News & Insights. Accessed: https://www.ibc.ca/news-insights/news/severe-weather-in-2021-caused-2-1-billion-in-insured-damage</ref>.]]
Riverine flooding occurs when rivers and streams exceed the capacity of their channels to convey flows, resulting in water overtopping the banks and flowing into adjacent areas. In urban areas, this typically occurs where there has been an increase in upstream impervious cover that is not adequately mitigated by stormwater management practices.
Riverine flooding occurs when rivers and streams exceed the capacity of their channels to convey flows, resulting in water overtopping the banks and flowing into adjacent areas. In urban areas, this typically occurs where there has been an increase in upstream impervious cover that is not adequately mitigated by stormwater management practices.